| I feel your pain. While the other posters have good sogtesgiuns, I would recommend to keep plugging away at it. I have had high credit card bills, and some times it does seem like the balance will never go down. First, you should stop using the card. I only use mine for car repairs that I do not have enough cash on hand to pay for. I put all the cash I have down and put the rest on the card. Recently I had a repair bill for over $1k. I paid it off in less than a month. I've found the key to stick with it and you will see the results. The problem with credit card hopping, for lower rates, is that it could mess up your credit rating. Msn.com has some great informative articles on this topic. I love their personal finance section. Good luck!
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