|When I attended UC there was a snetudt health center and I didnt have to buy outside insurance.You can be covered under your parents insurance until age 26. They must request that with their insurer. That is the cheapest thing to do. You dont have to be a full time snetudt or a snetudt at all. Students do not get special rates.If your parents have no insurance, you might try Kaiser. Otherwise you can call an independent insurance agent and ask for the least expensive policy.